(757) 412-2002 office@myoralsurgeon.com

Financial Information


It is important to remember that most insurance/benefit plans seldom pay 100% of necessary treatment. Please keep in mind that the benefit package chosen by your employer group is ultimately the determining factor on what is and what is not a covered expense, regardless of what you actually need. After your consultation and treatment planning with one of our surgeons, we will be happy to submit an insurance pre-determination to help you identify your available benefits. While we will do our best to help you optimize your benefits, it is crucial for you to understand the requirements/limitations and access restrictions of your insurance/benefit plan as well as your estimated expense.

Our goal is to deliver patient focused oral surgery treatment at a reasonable cost to our patients, therefore payment is due at the time service is rendered. For your convenience, we accept Cash, Visa and MasterCard. We offer patient financing directly through CareCredit and Lending Club.


 *Please remember you are fully responsible for all fees regardless of coverage and/or if your  insurance company deems treatment to not be dentally/medically necessary.* 


Should we participate with your insurance benefit plan, we will collect your estimated co-payment at the time of surgery. In addition, we will also require a complete financial guarantee to be kept on file. This financial guarantee is completed in the office and retained until your account is fully settled.

We will send you a monthly statement so that you are aware of your account status. Most insurance plans remit final payment within 4-6 weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility.


If you have questions regarding your account, please contact our office at (757) 412-2002.



Maybe you’d like a brighter smile. Maybe you want to freshen your look. Or maybe someone in your family needs a surgery you didn’t plan for. But if your insurance doesn’t cover all the costs for the procedure you want and need, where do you turn? CareCredit,gives you convenient payment options so you can get the procedure you want, when you want it.


Please follow the links below to apply for financing online.