ATTENTION VA BEACH PATIENTS:
Our new location is 837 First Colonial Road, VA Beach, VA 23451
The cost of oral surgery may feel like a barrier, but the care you need should not have to wait. Procedures like dental implants, wisdom teeth removal, and bone grafting are often time-sensitive, and putting them off to save money can lead to larger, more costly problems down the road. Financing options like CareCredit exist to bridge that gap, giving patients a realistic path to getting necessary treatment done on a schedule that works for their health, not just their budget.
At Goodove Oral Surgery & Dental Implants, we believe that access to quality oral surgical care should never come down to finances alone. Our patient information page outlines the full range of financial options available at our Virginia Beach and Chesapeake offices, including CareCredit. As an independent, community-focused practice, we work with each patient individually to make sure you understand all of your options before any procedure begins.
CareCredit is a healthcare credit card designed specifically for medical and dental expenses, including oral surgery. It is accepted by a wide network of providers and allows patients to finance procedures that may not be fully covered by insurance or may require out-of-pocket payment. Rather than paying the full cost upfront, CareCredit lets you spread payments over a set period, with promotional financing options that may include reduced or deferred interest, depending on the plan you qualify for.
CareCredit functions like a dedicated healthcare credit line. Once approved, the credit is available to use immediately for any covered procedure at a participating provider. At our offices, CareCredit is accepted for the full range of oral surgical services we provide.
Patients apply directly through CareCredit, and the application process is quick. You can complete it online at home or in our office. The Consumer Financial Protection Bureau notes that medical credit cards like CareCredit are among the most widely used financing tools for out-of-pocket healthcare costs, which is why it is important to understand the terms before enrolling.
Oral surgery costs vary widely depending on the complexity and type of procedure. CareCredit can be applied to a broad range of treatments at our practice. Some of the most commonly financed procedures include the following:
CareCredit can cover the full cost of a procedure or be used alongside your dental insurance to cover remaining out-of-pocket balances after your benefits have been applied.
CareCredit offers several promotional financing plans that patients should review carefully before choosing. Shorter promotional periods may offer no-interest financing if the balance is paid in full within the promotional window. Longer-term plans may carry a fixed monthly payment with a set interest rate for the life of the plan. It is important to read the terms of your specific offer, as deferred interest can apply if the balance is not paid off by the end of a promotional period.
Our team is happy to help you understand how CareCredit works alongside the other financing options we accept, including Cherry Financing. Our goal is to make sure you have a complete picture before committing to any payment plan. We never want the cost of care to be a source of added stress or prevent you from getting the procedure you need, and we work to find solutions that fit your situation.
One practical advantage of CareCredit is that you can apply before your consultation, giving you a clear picture of your approved credit line when you come in to discuss treatment. Applying online takes just a few minutes, and many patients receive an instant decision. You can also apply in our office if you prefer to do so during your visit.
Having your financing in place ahead of time removes a common source of anxiety from the consultation process. When you come in for your appointment, we can focus entirely on your care and your questions rather than working through financial logistics. Our team at both the Virginia Beach office and Chesapeake office can also assist you with the application if you prefer support.
At Goodove Oral Surgery & Dental Implants, we are committed to making oral surgical care accessible for patients throughout the Hampton Roads region. Dr. Scott R. Goodove and Dr. Peter Zagursky lead an experienced surgical team that brings both clinical skill and genuine compassion to every patient interaction. We accept CareCredit alongside Cherry Financing, major PPO dental insurance plans, Medicaid, Medicare Advantage, TRICARE, and Veterans Affairs benefits, so that patients from all backgrounds have a way forward to getting the care they need.
If you have questions about CareCredit, want to learn more about our financial options, or are ready to schedule a consultation, we encourage you to contact our office today. Addressing your oral health should not be postponed because of financial uncertainty, and we are here to help you find a plan that takes this worry out of the equation.
Have questions about financing? We’ve got you covered:
CareCredit can be used to cover the full out-of-pocket cost of a procedure, or it can be applied to the remaining balance after your dental or medical insurance has been applied. The amount you can finance depends on the credit limit you are approved for, which is based on your application. If you need additional coverage beyond your CareCredit limit, Cherry Financing is another option we accept that may complement your overall payment plan.
Yes. CareCredit is accepted at both our Virginia Beach and Chesapeake offices for the full range of oral surgical services we provide. You can use your CareCredit account at either location without any additional steps.
CareCredit uses its own approval criteria, and requirements can vary. Many patients with fair to good credit are approved, though exact thresholds are determined by CareCredit, not our practice. We encourage patients to apply and see what they qualify for, as the application is quick, and many receive an instant decision. If CareCredit is not an option, we also accept Cherry Financing, which may have different eligibility criteria.
If you are on a deferred-interest promotional plan and do not pay the full balance before the promotional period expires, deferred interest may be charged from the original purchase date. It is important to read the terms of your specific plan carefully before enrolling. Our team can walk you through how the different CareCredit plan options work so you can choose the one that best fits your budget and timeline.
Yes. CareCredit works well alongside dental or medical insurance. Many patients use their insurance benefits first and apply CareCredit to cover any remaining out-of-pocket balance, such as copays, deductibles, or costs not fully covered by insurance. Our team can help you understand how your specific insurance and CareCredit benefits work together before your procedure.
Cherry Financing is a separate healthcare financing option that we also accept at Goodove Oral Surgery. It may offer different terms, loan amounts, or approval criteria than CareCredit, making it a useful alternative or complement. If you are exploring your financing options, it is worth looking into both to see which fits your situation better. Our team can help explain the basics of each so you can make an informed decision.
Office Hours: Monday – Thursday: 9:00 am – 5:00 pm, Friday: 8:00 am – 2:00 pm
